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Many people dream of an early retirement. Along with presumably better health in which to enjoy life's finer pleasures, comes the assumption of great wealth. For a fortunate few, this occurs. For many others, early retirement arrives as an unplanned layoff in their mid-fifties followed by a long, periodically unsuccessful and quite trying, job search yielding a significant or total income loss.
We're moving along in the How to Save for Retirement With an IRA series. Previous steps included:
Once you choose to save, you have several account types from which to consider. You might have a workplace retirement account such as a 401(k) , 403(b) , or[link] plan. If you're self-employed, a myriad of other plans such as 457 , SEP-IRAs , and Keoghs are available. Furthermore, virtually any worker can contribute to a SIMPLE-IRAs and most to a regular IRA . Once those decisions are made, you then need to actually invest the money, of course.
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