GPA Account
Social Security Program
Instant Equity
We are reaching out to American families who are nervous about their savings that are in stocks, bonds, mutual funds and are tired of getting low CD rates from the bank. The current trend is shifting to be conservative and getting a monthly check, letting people count on every penny they earn. Smart conservative people who appreciate safety are being directed to take advantage of this trend.
Retirement Planning:
Determine what assets are qualified or non-qualified to be included during retirement and to maximize their return.
Income & Cash flow Management:
Provide an income analysis to cover monthly expenses including an optimal withdrawal rate.
Financial Management:
Reduce, adjust or eliminate risk, rebalance or transfer underutilized assets in the current portfolio and recommend fixed annuity products whenever possible for safety, growth and income.
Tax Strategies:
Provide tax-free or tax deferred income, including Required Minimum Distribution (Consult with your CPA or tax advisor).
Risk Management:
The insurance companies selected will have a no-loss provision such as guarantee of principal or return of principal never to get less than your original principal.
Estate Planning and Insurance:
Wealth transfer of assets utilizing insurance to assigned beneficiaries (Consult with your attorney, CPA or tax advisor).
Long Term Care:
Evaluate the need to utilize LTC or incorporate the use of health riders in the selection of annuities provided (some restrictions may apply).
Through the last 30 years, we are most proud of our performance; we have NEVER had a client lose money, not a single cent.
