Locations / Agents

Orange County 

27635 Forbes Road, Suite A | Laguna Niguel, CA 92677 | (949) 334-2730 Google Map >>> 

Thomas Celaya     | (949) 334-2732 | .(JavaScript must be enabled to view this email address)
David Estrada       | (949) 334-2730 | .(JavaScript must be enabled to view this email address)
Adrianna Gonzalez | (949) 315-7589 | .(JavaScript must be enabled to view this email address)
Debbie Soule       | (949) 334-2735 | .(JavaScript must be enabled to view this email address)

San Diego 

355 3rd Ave Ste 106 | Chula Vista, CA 91910 | (619) 379-8445

Julio Gomez | (619) 379-8445 | .(JavaScript must be enabled to view this email address)

Palm Desert

73993 Highway 111, Suite 201 | Palm Desert, CA 92260 (888) 842-8269

Kerry Kendall | (760) 610-1747 | .(JavaScript must be enabled to view this email address)

Dallas Location

746 W. Jefferson Blvd | Dallas, TX 75208 | (214) 520-6911

Fred Gardenour | (214) 520-6911 |

Retirement News

How to Save For Retirement With an IRA - Step 1 - Learn Your Contribution Limits
Following on the success of my July Top Steps Before You Retire series, I'm pleased to announce the beginning of my August series: How to Save for Retirement With an IRA . The first step is

When Did you Start Saving For Retirement Survey Results
The results to the When did you start saving for retirement survey ? are extremely interesting.  Not only has the response been very strong (several hundred voters almost immediately), but the

Roth IRA or Regular IRA?
No matter the method selected, saving for retirement is a wise move. Nonetheless, once you've made the decision to save, you'll have many additional steps to take.  Even after you have committed to

Why do you think young adults are concerned about retirement?
I came across the article Young Adults Concerned About Retirement recently.  Statistics from the Ipsos study include nearly half of the 25-34 year olds polled fearing they will not be able to

How to Open an IRA
Opening an IRA isn't rocket science. Still, whether it's procrastination, fear, or some other reasons, well too many Americans lack one.  Without opening an IRA, you can't save in one for

Did you take an Early Retirement?
Many people dream of an early retirement.  Along with presumably better health in which to enjoy life's finer pleasures, comes the assumption of great wealth.  For a fortunate few, this occurs. For

Fund Your IRA
We're moving along in the How to Save for Retirement With an IRA series. Previous steps included: Step 1: Learn Your IRA Contribution Limit Step 2: Choose a Regular IRA or

Investing for retirement – How do you choose your investments?
Once you choose to save, you have several account types from which to consider.  You might have a workplace retirement account such as a 401(k) , 403(b) , or[link] plan.  If you're self-employed,

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